Wednesday 28 November 2012

Safe Online Shopping Tips | Odurinde Finance & Business Blog

Online Shopping

Safe Online Shopping Tips

Online shopping has become a convenient way to shop. Everything at just a click away! And who would say no? But with convenience, comes the threat of safety. When safety is ensured, you can peacefully shop online. But how do you know you are completely safe inside the web? Here are a few tips that will ensure a safe shopping via internet.

The very first thing is to go for a verified or a certified seller on the internet. You need to know the merchant you are buying from. Often choosing a retailer online goes by the thumb rule of reputation. The e-retailers are rated based on their service, timing and delivery. Many websites and news sources will help you with choosing a proper seller.

The next important thing after having chosen a merchant, you need to check what kind of information the merchant site is collecting about you. Check for the privacy policy and other trusted seals & signs on the website. Once the verification of the certificate is done, you also make sure to make note of the physical address of the seller.

Always use a credit card as the risk of identity theft is lesser in case of a credit card than in the debit card and ensure the security is high like SSL when the payment gateway is entered whereby you can ensure the data of your credit card is transmitted through a secured path. One needs to directly pay through the seller?s website and not by entering through a coupon where in unauthorized people can gain access to your personal information.

Apart from the above one needs to be aware of the vital details about the product, the delivery, guarantees and warrantees that are covered, shipping charges and other policies with respect to the goods returns. Many of the sites come with cash on delivery option these days so that you are to pay when the delivery is actually happening. Apart from it, please do go through the reviews given by the users who have already used the same portal for their purchases.

Do follow the payment procedure carefully and never enter any details or give away any information on an unencrypted page. Last but not the least, if you are ordering something from a shared computer say from a Browsing Centre, lab pc or a work pc be sure to clear the cookies or the history of before you log out.

After having done with the shopping, do not forget to take a copy of the receipt or the bill that is generated online either in electronic mode or a hard copy.

Caveat emptor which is nothing but buyer be aware! Of course, being smartest of the lot is the need of the hour. Have a complete knowledge of the terms and conditions before shopping online. It is better to be safe than spammed or scammed. In case you fall a victim to such scams, immediately refer to the nearest cyber-crime cell or internet crime compliant cell for actions.

from your own site.

Source: http://www.odurinde.co.uk/safe-online-shopping-tips/

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